Pay fees abroad with the money you already have.
Circlance turns MTN MoMo, M-Pesa, Orange Money, Wave, USDT, and other payment methods you already use into completed payments for Diversity Visa fees, exam registrations, university applications, visa fees, and Starlink subscriptions — no foreign card required.
What you can pay for
Every use case runs through the same engine — pick what you're paying for, and Circlance shows you the fastest way to pay it from where you are.
How a payment actually happens
Four steps, the same for every use case.
Choose what you're paying for
Diversity Visa, an exam, a university, a visa fee, or a Starlink subscription.
Tell us your country
We show you the fastest local payment method available where you are.
Pay the way you already do
Mobile money, bank transfer, or crypto — whatever you already use.
We complete it abroad
You get confirmation the moment your payment clears.
Pay with what's already in your pocket
No international card, no relative abroad to borrow one from.
Where we work today
Each country shows its fastest supported rail — more are added as demand grows.
Built to be trusted with a real payment
This is money moving across borders — here's how we keep it safe.
We verify who you are
Identity checks scale with the size of your payment — small payments stay quick, larger ones get a closer look, so your money stays safe without unnecessary friction.
Licensed partners, every step
We route your payment through regulated, licensed payment partners in every country we serve — not informal agents.
Confirmation you can see
You get a clear status update the moment your payment is received, and again the moment it's completed abroad.
Vault-grade protection, in transit
Every payment credential moves through encrypted, one-time channels between our systems — never written to a log, never stored longer than the payment itself takes.
Circlance
A payment bridge for fees, applications, and subscriptions abroad — paid the way you already pay at home.
What people use Circlance for
“My Naira card gets declined every time I try to pay for anything abroad. With Circlance I paid my Diversity Visa fee with USDT in about ten minutes.”
“I had a week left before my IELTS deadline and my bank kept blocking the payment. I used MTN Mobile Money on Circlance and had my confirmation the same day.”
“Paying a visa fee used to mean finding someone with a foreign card and hoping they'd help. Now I just pay with M-Pesa and get on with my appointment.”
Ready to pay a fee abroad?
Tell us what you're paying for and where you are — we'll show you the fastest way to pay it.